The Benefits of Roth IRA's | Home Finance Help

Young investor?s enjoy the benefits of Roth IRA?s more than any other age group. Every day you delay, you?re forgoing the easiest million dollars that will ever come your way.

By saving efficiently you can meet any goal you?ve ever had. There are certain fundamentals that you must take advantage of; the first one being when the IRS is giving you tax break, take it.

The following is a growing list of the benefits of Roth IRA?s.

Advantages of Roth IRA?s

Taxes ? After-tax income is contributed in Roth IRA?s. There are no tax deductions for contributing to a Roth. However, once you reach 59 1/2, your balance is tax-free. By comparison a Traditional IRA?s contributions are tax-deductible, but are taxed upon withdrawal.

Value ? Maximum contributions for a Roth and Traditional are $5,000 ($6,000 if you?re over 50) in 2009. Although the same dollar amount, they are not the same value. The value of a Roth IRA is greater because it?s made with after-tax dollars.

Tax Bracket ? Unless you want your income to stay level, you?re tax bracket is likely to rise. Take advantage of having a low tax bracket, by paying taxes now.

Simplicity ? If we knew what the taxes were going to be in 40 years, the decision to start Roth or Traditional IRA?s would be easier. For example, you start contributions at the age of 20, and plan to retire at 60 with $1,000,000. The simplicity of Roth IRA?s, is that $1,000,000 is $1,000,000. In a Traditional IRA, it?s harder to predict what $1,000,000 is because of the unpredictability of taxes. If your tax rate were 30%, in order to have $1,000,000 of after-tax income you would need a balance of $1,428,571. If you assumed your tax rate was 20%, you would need to accumulate $1,250,000.

Flexibility ? Can always withdrawal your contributions no matter your age. This gives a Roth IRA greater flexibility then a 401K

Buying a Home ? Can withdraw up to $10,000 to buy your first home, including earnings. Read more for restrictions.

Age ? There are no age requirements to start a Roth IRA. You must have earned income, but you can start a Roth IRA as early as you want. You can also start a Roth IRA after you reach the age of 70. More on Roth IRA eligibility

Disadvantages of a Roth

With proper planning most of these disadvantages can be avoided or are negligible.

No Deductions ? A Traditional IRA does let you deduct your contributions, to reduce your current year tax bill.

Earned Income ? You can only contribute to a Roth IRA with earned income. For example, your grandparents may not start a Roth IRA for you when your 5. There are no age restrictions, but you must have earned income.

Phase Out Once you reach a certain income level, $101,000 in 2009, your maximum contribution limit begins to decrease. However, you can still enjoy the benefits of your previous Roth IRA contributions because they are still allowed to grow and be withdrawn tax-free after 59 1/2.

Contribution Limits ? 401K?s have higher contribution limits. However, a smart investor will take advantage of every tax break that the IRS gives them, therefore they will contribute to both.

Start now to enjoy benefits of Roth IRA?s. For right now it?s the best savings tool for young investors. The advantages are even multiplied when you contribute to both a 401K and IRA. I truly believe by using your 401K and IRA, you can reach any savings goal you desire.

As I mentioned above, starting a Roth IRA will be the easiest million dollars you will ever earn. To reach $1,000,000, deposit $2,055 a year for 40 years while earning 10%. It?s as simple as that.

Source: http://www.thehumblemumble.com/the-benefits-of-roth-iras/

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Cameleon ? The Value Of Podcasts For Internet Marketers

Business: Marketing

Perhaps IM marketers feel podcasts are not cool or effective in marketing. There?s a perception that they?re like radio shows or online radio stations. The intent of podcasting for marketers is to use it in the exact same way as you would an article. Some people even make people pay to listen to their podcasts. Or of course most people offer them for free. As you develop your listening audience, then you can work your marketing message into the mix. We?ll discuss some effective points about podcast creation for you.

Always add your old podcasts to an archive so any new subscribers can take advantage of them. Just like with anything else, if you make something good enough then they will make recommendations to other people. Then any new subscribers to your podcasts will be able to go back to the archives. This is why publishing an archive is important. Simply stated, you?ll be able to build more business relationships with people and make more sales by skillfully using your archives. So think about the future, and that?s another obvious reason for creating good quality podcasts. If you think it?ll be hard to archive and publish then you?re wrong because blogging CMS platforms have it as an automatic feature. There are so many aspects of starting and running a successful internet business that includes buy Review Engine ROI and getting comfortable with making important decisions is one of them. That is part of the reason most new marketers have such a tough time with it.

The number of unknowns is yet one more possibly unpleasant aspect of this. For a while, at least, you will feel like there is no end to what you have to learn with this model of business. You have seen the largest businesses in the world make the wrong decision about something, and so you should not ever fear that. Once you have have survived for a while, then you will see your mistakes dwindling in numbers. Often times all you need to do is take enough action with any new method, or group of them, that you employ in your business.

Offer variety to your listeners. Reasonable intuition suggests talking for around ten minutes is fine. That doesn?t sound like something that?s hard to do. But think about your listeners because they may feel it?s boring. You need to break up text so it?s not boring, and you need to do that with audio, too, break it up with special effects. One other approach is cleverly using music tracks, however please be sure you have rights to use it. Some musicians will release their work under a creative commons license that will allow you to use part or all of their work. Breaking up the speech is a good way to keep your listeners interested and will help to keep them from falling asleep!

Always ensure you create original content for your podcasts. Of course that does not necessarily mean you cannot make references to other people and what they say, or do. No matter how you handle it, giving the appropriate credit where it?s due is the legal and ethical way to go.

You can state your point, refer to another author?s material, and then explain why you?re doing it. Remember, this is your podcast, and it is not supposed to be a cast of you reading other people?s material!

You?ll find a powerful approach to building a subscriber base by using podcasting. If you can build a large base, then if you do it right you can convert them to more sales. Just make high quality podcasts with good information because people may spread them around for you. Just don?t be like so many others who totally ignore this excellent marketing method. Remember: podcasting is just as valuable to your career as videos or text!

This article was written by admin on August 20, 2012

Source: http://www.cameleon.net.au/blog/?p=8534

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ArkRedCross: RT @spann: 5.5 quake west of Seattle RT @USGSBigQuakes: Strong earthquake, OFF COAST OF WASHINGTON, Aug-19 08:07 UTC, http://t.co/S1Wayv9x

Sorry, Readability was unable to parse this page for content.

Source: http://twitter.com/ArkRedCross/statuses/237165538281922560

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The Value of Having a Quality Health Insurance Plot | Daily World ...

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In Canada, having a quality health insurance plot has become more vital than ever. With the rising costs of prescription drugs and the increasing number of physician services that are no longer covered under provincial health services, Canadians demand to constitute certain they have complete health coverage. The personal value of having a quality health insurance plot makes it a worthwhile investment for you and your family.

When you have a quality health insurance plot from a reputable health provider, you are investing in a safeguard for unplanned events such as the onset of a chronic condition like cancer, heart disease, fibromyalgia, etc. You will have coverage for extended term prescriptions. As well, you will have additional coverage for expenses that are not covered or are only partially covered by a provincial health plot such as extended term hospital stay. Having health insurance will aid ensure you will not go into debt paying for a condition that is not covered or completely covered by the province.

Another excellent cause to acquire health insurance is to constitute certain you and your family has complete coverage for physician visits and any required tests and treatments such as vaccinations. In most instances, you will be covered for up to certain amount as outlined in a policy. In addition, if your plot includes dental and eye coverage, you will be covered for a certain amount as outlined in the plot. The plot can cover such services and item as eye exam, dental exam, eye products, dental devices, and other services. A health plot can save a family a abundance of money. You will normally pay a monthly premium and also an annual deductible.

The costs of prescription drugs have increased significantly in recent years. Much generic drugs can be expensive. Since medication is commonly prescribed for various types of health conditions, if you do not have coverage, the costs can quickly add up. When you have health insurance, a large percentage of your prescription medication will be covered. When choosing a health plot, it is vital to constitute certain you are aware of any policy exclusions, particularly if you have a preexisting condition.

Health attention prevention is immediately an vital part of family medicine. For this cause, many health insurance providers offer coverage for such things as: diagnostic testing such as mammograms, physiotherapy, chiropractor sessions, and alternative treatments such as massage therapy and acupuncture. Without coverage, these services can be very expensive so many human beings may not capture advantage of them which could lead to more serious and more expensive health conditions in the prospect. It is much cheaper and bigger for the patient to diagnose a disease like cancer early than when it has progressed.

Today, there are a large number of Canadians being treated for emotional issues such as depression, ant-anxiety, bipolar conditions, etc. A health insurance plot can cover certain mental health areas which can be expensive to treat. Much like any insurance policy, health insurance provides financial protection in the event there is a health issue that can result in an enormous expense. For every Canadian, there is tremendous value to having a quality health insurance plot.

Why pay more? Get membership to the great benefits of health insurance plan, dental plan and individual health insurance by using this great health insurance companies.

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Source: http://www.dailyworldevents.info/2012/08/18/the-value-of-having-a-quality-health-insurance-plot/

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New SEC Rules on Conflict Minerals - CLE, Continuing Legal ...

Why Attend?

Get a precise review of newly released final SEC rules on conflict minerals.

Learn from experts in multiple disciplines the implications of new supply chain traceability and disclosure rules for public companies.

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What You Will Learn

As a result of 2010?s Dodd-Frank Act, the SEC must issue rules requiring companies to report whether or not they or their suppliers obtain certain metals (tin, tantalum, tungsten and gold) from the Democratic Republic of the Congo and nine neighboring countries. Proceeds from mining the metals ores, called ?conflict minerals,? are allegedly used by African warlords to fund human rights abuses against civilians in their countries.

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Activists seeking to alleviate the human rights crisis in the Congo and surrounding countries exerted strong pressure on the SEC to write tough due diligence and disclosure rules. Similarly, companies who will be burdened with the new requirements have informed the SEC that the requirements as proposed will be difficult and expensive to implement.

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The SEC?s proposed changes to the annual reporting requirements for issuers that file reports pursuant to Sections 13(a) or 15(d) of the Securities Exchange Act of 1934 (to implement Section 1502 of the Dodd-Frank Wall Street Reform and Consumer Protection Act) become final soon. How will the SEC resolve the competing considerations of all stakeholders? How will public companies be affected by the new rules? Join experts in securities law, corporate governance, and conflict minerals to get concise analyses of the content and impact of the SEC?s rules on conflict minerals.

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Who Should Attend

Securities Lawyers

Environmental, Social Responsibility and Product Compliance Lawyers

Governance Lawyers

Business Lawyers

In-house Counsel

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Planning Chair

Jeffrey W. Rubin, Hogan Lovells LLP, New York City

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Faculty

John C. Bullock, Esq., Cheshire, CT

Lawrence Heim, CPEA, The Elm Consulting Group International LLC, Atlanta, GA

Bob E. Leet, M. Sc., Intel Corporation/EICC, Portland, OR

Irma Villarreal, Kraft Foods Company, Northfield, IL

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Special Pricing for ABA members
Live Telephone Seminar
ABA Business Law Section members attend the telephone seminar New SEC Rules on Conflict Minerals for $125.
I am a member of the ABA Business Law Section.
Telephone Seminar: $125 ADD TO CART
ABA members attend the telephone seminar New SEC Rules on Conflict Minerals for $150.
I am a member of the ABA.
Telephone Seminar: $150 ADD TO CART

Live Audio Webcast
ABA Business Law Section members attend the audio webcast New SEC Rules on Conflict Minerals for $125.
I am a member of the ABA Business Law Section.
Audio Webcast: $125 ADD TO CART
ABA members attend the audio webcast New SEC Rules on Conflict Minerals for $150.
I am a member of the ABA.
Audio Webcast: $150 ADD TO CART

Program Schedule

All Times Eastern Daylight

12:30 p.m. Program Begins.

2:00 p.m. Program Ends.

Total 60-minute hours of instruction: 1.5; Total 50-minute hours 1.8
For more information on CLE credits for a particular jurisdiction, click on the ?Mandatory CLE Credit? link in the box titled, ?Course Details,? at the top left of this web page.

Suggested Prerequisite: Experience with securities regulations for public companies

Educational Objective: Acquisition of knowledge and skills to develop proficiency as a practitioner; maintenance of professional competence as a practitioner; provision of information on recent legal developments

Level of Instruction: Intermediate

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Times

Eastern 12:30 pm to 2:00 pm

Central 11:30 am to 1:00 pm

Mountain 10:30 am to 12:00 pm

Pacific & Arizona 9:30 am to 11:00 am

Alaska 8:30 am to 10:00 am

Hawaii 6:30 am to 8:00 am

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Tuition for this Telephone Seminar is $199.00.

Tuition for the telephone seminar includes a set of electronic course materials, access to the telephone seminar and online access to the archived program after the course.

Tuition for this Audio Webcast is $199.00.

Tuition for the webcast includes a set of electronic course materials, access to the webcast and online access to the archived program after the webcast.

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If you prefer not to order online you can order by Phone or Fax:

Phone: 800-CLE-NEWS (800-253-6397) (Reference Course Code: TSUP03)

PDF Order form - FAX: 215-243-1664 (Reference Course Code: TSUP03)

Source: http://ali-aba.org/TSUP03

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Galaxy Tab 2 7.0 Student Edition Bundle goes on sale tomorrow for $250

Samsung will be offering the special Student Edition Bundle of the Galaxy Tab 2 7.0 in select stores tomorrow. For $250 you'll be able to buy an Ice Cream Sandwich powered, 7-inch Galaxy Tab 2 (the 8GB version in a limited white color), a keyboard dock, and a USB adapter from Best Buy, Tiger Direct, Fry's Electronics, Amazon, or Costco. The keyboard dock and USB adapter will bring more functionality to the tablet, and Samsung is also including an insert of recommended education applications available at Google Play. This offer will only be available until September 1.

The price of this package is a hundred dollar savings over buying the individual pieces, so it's worth a look if you need a tablet with a keyboard. Of course, there is another 7-inch option out there in the Nexus 7, but the Tab 2 7.0 does offer an SDcard slot, IR blaster, and a rear camera. We just like to see all the different choices. Samsung's press release is after the break.

read more

Source: http://feedproxy.google.com/~r/androidcentral/~3/uLqm5XcYtK4/story01.htm

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Total Vibration ? Blog Archive ? Basic NLP Training Meta-Programs

Neuro-Linguistic Encoding or NLP training courses are actually practically available almost everywhere. Just on the internet alone, there are countless providers providing short courses in order to long courses with regards to the person?s needs. When you go around seeking places that offer these kinds of programs, you might want to learn more about Neuro-Linguistic Programming or NLP programs first.

One of the most essential things that you should learn about NLP could be the meta-programs. Meta-programs are your mental filtration systems that give you a specific preference or let you act in a specific way. You have to realize these meta-programs for you to manage to understand yourself, your movements and behavior, far better. Below are some of the most standard Mind used in NLP seminars.
Enthusiasm. This is a very important element of change or self-improvement. Motivation is further separated into different aspects such as direction (towards/away), reason (possibility/necessity), action (aggressive, reactive, reflective, or inactive), source (internal/external), and tastes (people, place, activities, information, or points). These are the different element of motivation meta-programs.
Decision Making. Looking after of decision making is the options/procedures filter. A person with alternatives filters is more likely good at coming up with selections but difficulty in following a specific set of procedures. On the other hand, a person who has procedure filter systems is more likely great at following procedures nevertheless cannot come up with his own list of choices. Another aspect of this meta-program may be the convincer strategy, channel, and also mode. This concerns how you accept something as true. How can people convince anyone for you to say that a thing is believable? Would you get convinced since it looks, sounds, or even feels right? Does one take a long time to get certain? Another aspect of the selection meta-program is judging/perceiving. Judging filter calls for you to have a form of closure or bottom line even before the final selection is made while a new perceiving filter finds it difficult to make a decision.
Time. This can be about understanding that days gone by, present, and upcoming are different from each other that is certainly important in NLP training. Part is in time/thru time. In-time filtration means that the person is more focused on the present , nor care much within the last or future. However, a thru-time filter results in a person to remember earlier experiences and use them as references pertaining to his actions in today?s and future. In-time people do not care too much about the time. They are often delayed for appointments even though thru-time people place value on time and are constantly or on time.

For more information about Mind please visit the website.

Source: http://blog.thorsrubberhammer.com/2012/08/basic-nlp-training-meta-programs-2/

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PR.com Expands Online Press Release Distribution Network via WDM

New York, NY, August 16, 2012 ?(PR.com)? PR.com, a leading online press release distribution newswire and provider of other marketing services, announces the addition of WDM Group to its growing list of syndication partners. PR.com provides its real time, relevant news release content to WDM?s 19 industry and territory specific websites.

WDM Group digital publishing company comprises an impressive portfolio of brands, each with its own digital magazine, website, mobile apps and e-newsletter. Some of their properties include: Construction Digital, Energy Digital, Technology Digital, Healthcare Global, Manufacturing Digital, among others.

?At PR.com we are always looking for the latest, most effective means by which to help our customers? news reach their target audiences. Partnering with WDM helps our customers reach specific markets and the right executives and professionals worldwide,? says PR.com?s president, Jason Manheim. ?We are excited to add all of WDM?s websites as we continue to increase our reach online.?

PR.com provides its distribution partners with real time, fresh, editorially reviewed content. This empowers PR.com customers to benefit from a continuously growing press release distribution network delivering robust visibility online and offline, across a wide spectrum of industries. PR.com?s press release distribution points include Google News, Yahoo News, Banks.com, Bing News, Topix.net, Moreover.com, Stock Nod, Financial News Radio, Benzinga, International Business Times, among other niche sites and social media platforms.

For more information on becoming a PR.com distribution partner or to distribute a press release, contact PR.com.

Follow PR.com on twitter at @PRcom or follow its industry news feeds.

About WDM Group
WDM Group retains a diverse portfolio of nineteen industry and territory specific brands ? thirteen digital magazines, nineteen websites and a weekly e-newsletter for each brand. These unique products keep high-level professionals informed on the latest news from within their competitive business markets. Since 2007, WDM Group has built its identity from the ground up. From its early days, WDM Group has evolved from a digital publishing company into a worldwide digital media agency. As it stands today, WDM Group currently oversees the production of twenty-three brands, including social media websites, a full-service digital marketing package and more. For more information, go to www.wdmgroup.com.

About PR.com
PR.com is a unique website where companies can promote literally everything about their business in a one stop shop business marketplace. A cross between a public relations and advertising entity, PR.com is a directory of businesses, products and services, a press release distribution service, job search website, and online publication of articles, reviews and celebrity interviews. With a full company profile, each business listed on PR.com has a powerful means by which to generate quality leads as well as gain worldwide and local exposure for all of their products, services and other business information. For more information, go to www.PR.com.

Contact Information:
PR.com
516-520-0000
Contact via Email

http://www.pr.com

Click here to read the full story: PR.com Expands Online Press Release Distribution Network via WDM Group

Press Release Distributed by PR.com

Source: http://money.rambergmedia.com/pr-com-expands-online-press-release-distribution-network-via-wdm-group/

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Here's Your Next Oversized Galaxy Note 2 Phone for Giants [Rumors]

If you love the big screen of the Galaxy Note, you're going to love the (rumored) larger 5.5-inch (!!!!!) screen of the Galaxy Note 2 even more. Here's a leaked photo of it. It's really big. That about does it. More »

Source: http://feeds.gawker.com/~r/gizmodo/full/~3/I0NFOOKygtM/heres-your-next-oversized-galaxy-note-2-phone-for-giants

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The Gaiam Balance Ball Chair ? Information ... - Critical Care 2011

August 17th 2012 Posted at Diet, Fitness, General, Health, Wellness
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If you want something to improve your posture and relieve back pain, the Gaiam Balance Ball Chair is worth checking out. This is a cutting-edge product that?s both an exercise ball and a chair. Many people spend long hours daily sitting in uncomfortable chairs that harm their posture and contribute to neck and back problems. This product was developed to help combat this type of problem and give you a healthier alternative. Let?s see how successful the Gaiam Balance Ball Chair is at achieving this. The Gaiam Balance Ball Chair was developed with the help of Dr. Randy Weinzoff, a chiropractic doctor. It features the same type of balance ball that you find in any health club, except that it adds an adjustable back support bar to make it an actual chair. When you sit in this chair, your spinal column and body will tend to be aligned in a more natural way than in a regular chair. Balance balls are also intended to promote core strength, which is an additional valuable benefit. The Gaiam Balance Ball Chair comes with an air pump, and you will need to re-inflate it once in awhile. There is considerable evidence that sitting in the usual way is bad in many ways. Unfortunately, most of us cannot avoid this. Many occupations today involve being seated facing a computer. A lot of the problems related to sitting are fixed by the Gaiam Balance Ball Chair. This chair supports your body structure in a healthful manner even while you?re busy focused on other things. This is a priceless product that doesn?t replace other forms of exercise, but it can help keep you healthier when you?re sitting down. You may find that this chair eases various problems you might have, such as back, shoulder or neck pain. The Gaiam Balance Ball Chair is not suitable for all people. Some find that the balance ball is too small to be comfortable. The manufacturers specify that the balance ball chair isn?t best suited if you?re six feet or taller. So anybody above six feet tall would find it uncomfortable. It would have been great if they?d created this product perfect for taller folks too. You?ll have to give yourself time to get used to the chair, even if you?re the right height for it. If you have ever spent many years sitting on regular chairs, the balance ball chair is not going to quickly feel natural to you. Most people who aren?t way too tall for it, however, find it comfy after the adjustment period. The Gaiam Balance Ball Chair is something that is really needed by many people. Individuals who have to spend a great deal of time sitting should have an alternative to the kind of chair that causes slumping and back troubles. Of course, it takes more than a healthy chair to be in good shape. It?s a start, but you nevertheless need to do more active forms of exercise. One thing to make clear is that there is nothing ever wrong with contacting people who know a lot more about find out more than you. Even though we write about from research, we are not credentialed in any other meaning. Obviously we have to offer the standard types of disclaimers, and you also have to be responsible about your situation. But with that mentioned, we suggest you continue exploring the material at Lemonade Weight Loss Diet.

Responses are currently closed, but you can trackback from your own site.

Source: http://www.criticalcare2011.org/the-gaiam-balance-ball-chair-information-and-features

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my personal brilliant completely new being injured legal ...

A personal injury attorney injury attorneys san diego is a lawyers what person features legal representation to prospects who actually they are able to have been completely getting injured whether happen to be in physical form, or maybe on an emotional level damage; because of the particular failure or even wrong doing of some other particular person, supplier, business, or some other method of being. Accident lawyers are definitely educated while having alot more experience with a neighborhood about regulations generally known as tort legal system, consisting of civil mistaken doings as well as commercial or even non-economic causes damage to with a person?s building, reputation, and/or the legal. Personal injury lawyers are generally properly trained along with accredited to learn any type of regulations niche, many people mainly work with circumstances of which get caught in tort legal which include, so involves: perform wounds, auto accidents, pet dog chew crashes, medical-related issues, fall collisions, as well as other different types of occurrences in which be categorized as tort legislation. An injury lawyer is known for a large number regarding accountabilities with assisting their customers. All of these accountabilities follow each of those respectable together with professional rules, coupled with computer codes about run shaped just by think bartender human relationships where legal representatives are going to be authorized beyond. Now that these are certified to use legal requirements by just hawaii drink station bureau, most of lawyers can be within the law ready to draft legalised forms, motorcyclelawyerla.com register lawful conditions, debate occurrences on status judge, and even give legal advice to personal injuries and/or vehicle accident affected individuals. Personal injury lawyers may also be referred to as a fabulous ?plaintiff lawyer?, that may be in-turn, any personal injury lawyer that is definitely responsible for meeting buyers and additionally researching the scenarios to look for the legitimate topic, recognise the actual distinctive challenges based throughout the plaintiff?s greatest trouble(erinarians), and thoroughly investigate every last remarkable dilemma to build up a substantial event. The most important pro in addition to

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Source: http://kevin-bacon.org/my-personal-brilliant-completely-new-being-injured-legal-representative/

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3 Most Important Google Penguin Online Marketer's Internet Marketing

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The 24th of April 2012 is one big day that marked to most internet marketers as Google?s launching of its most serious offense against cyberspam, known as the ?Penguine? update. While Google says that just a little over 3% of all engine inquiries have been hit, most internet marketing strategy experts opine that the recent update has inflicted greater
consequences than the previous ?Panda? Google update that was believed to have hit 12% of all engine inquiries and have affected many work by internet websites. With this recent Google Penguine update, the message has become even louder and clearer: Google won?t just ignore any type of SEO that?s not 100% legitimate or white hat. Whatever discoloration the hat may get, it simply boils down to one serious thing as far as Google is concern:??MANIPULATION.

A lot of work by internet site owners that got slapped with the recent update now ask: ?I?ve lost my site traffic! What happens now? Is it the end of my business?? The good news is it need not be! Simply work on your problems, ?whiten? and cleanse your hat and very importantly make your traffic sources diversified. Like what Matt Cutts said, Google?s penalties should NOT be permanent. When you resolve the aspects that have caused you problems?then there?s a big probability for your site to earn again your original ranking when Google rolls out its succeeding update.

Now let us discuss a bit how to diversify your traffic. When you solely aim to get your organic traffic from Google?it will never be sufficient. That?s the simple truth. Pouring all your internet marketing strategy efforts and investments in one method accomplishes only too little for your work by internet business. There are various traffic sources that you may make use of, such as Email Marketing and Social Media. Invest time and effort to research and determine where prospect buyers love to hang out. Moreover, this subject deserves another article post!

I wrote this blog to offer some highly important internet marketing strategy tips among individuals engaged in this business especially those that were really affected by Google Penguin?s update. Including these three principles among your SEO strategies this year (while you avoid black hat strategies) won?t only enhance your total site straffic but as well as make sure that all succeeding Google policies become favorable for you. Read on?

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1st Tip: Enhance your ?User Experience? (UX)

?UX? or User Experience is extremely important in this work by internet industry As you continue with your efforts to attract visitors towards your site, you?d never want them abandoning your website so fast simply because they are dissatisfied with your site content, web design or layout or just because they had difficulty navigating your site.

Google Penguin and Panda have penalized sites that offer low quality UX. Keep in mind that in each Google update, its prime objective is for the welfare of internet researchers. Google thinks that a site page that has great bounce percentages isn?t helping much people online, hence it gives this site a low ranking!

I highly advise that you examine the stats of your website Analytics for the last 2 up to 3 months. When you see high bounce percentages on particular site pages or low views of visitors, that means you?ll need to revise your site content. There are instances when your best internet marketing strategy would be redesigning or restructuring your website. Consider adding some infographics or videos so as to make sure that your site isn?t boring or dull.

Finally, you desire to have the lowest bounce rate that you can have while your site views per visit rate to increase and become high as much as you can. If your ideas are insufficient to enhance your User Experience, you may check out how your leading contemporaries do it. Having a discussion and brainstorming session with partners and colleagues helps a lot too in
formulation creative work by internet ideas.

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2nd Tip: Create a Long Term Content Plan

As far as internet marketing is concern, your site will never make it if you are unable to provide relevant content regularly. That?s the plain truth. Both Google Panda and Penguin updates favored sites that offered supreme quality site content for people.

Blogging has become a necessity! Moreover, I?ve come across several worky by internet company sites that have blog pages yet as you checked them you?d find out that their most recent article is past 3 months old. That?s terrible! At least you ought to be publishing an article once every week. As your traffic increases and people online become appreciative of your articles, add frequency of publishing articles weekly until you reach one article daily. The formula as to how often you should blog isn?t a mystery; it?s really just about A or B testing. Evaluate the statistics then make the necessary adjustments.

Outsourcing work by internet blogging services from India for about $10 per article won?t be effective too and may just even harm your firm?s image. Indeed if it?s doable to acquire great content that low a cost, then everybody should be into it! It requires effort as well as time to come up with high quality content, however it pays well for your business. Supreme articles are viraly?spread in Social Networks through FB?s ?Likes?, Twitter?s ?Tweets? and Google Plus? ?+1s?. And as you may already know, social signals have become a great deal among search engines as one highly effective internet marketing strategy.

Whatever business niche you may have, I also strongly advise that you create relevant videos and include it in your blogs. It may be about powerful tips, how to?s, customer testimonials or product evaluation and reviews. Ensure that you submit these videos on popular video sites such as Vimeo and YouTube for further promotion. Many people prefer to simply watch videos than read articles.

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3rd Tip: Be Socially active!

Did you observe the extent of changes in Google+ lately? This simple fact must have made you realize that social media is a crucial internet marketing strategy as far as Google is concern.

What?s the price to pay in order to create a professional Google+, Facebook and Twitter page? Zero. That is the great thing with social media internet marketing strategy. You may begin at zero cost anytime you want. Yet, let?s admit it: if your intent is to bring it to a higher level, you?ll most probably invest something from your pocket.

Regardless of what kind of business you?re engaged in and your aimed prospect customers, your business must have a strong presence on not less than 3 popular social sites (e.g. Facebook, LinkedIn, YouTube or Twitter).

Becoming social does not only mean having social pages. It implies that you invest time and efforts in growing and engaging your fanbase on a long term basis. Below are some effective Social Media Marketing strategies that you should seriously implement:

*Advertise in Social Sites: Facebook, YouTube, Twitter as well as LinkedIn offer advertisement programs. The wonderful thing with their internet marketing strategy programs is the option to choose your target audience. With Facebook, for example, you may aim site members by geography, gender, age, civil status as well as interests and other factors! This enables you to identify your aimed prospect customers and ensure that each click that you pay for comes from a prospective buyer. I strongly advice you to launch an advertisement that?s linked to your own FB work by internet page rather than your site. Doing this increases your fan base. The greater number of fans means the greater number of ?Likes? and ?Shares? and this translates to greater SEO advantage.

*Initiate Contests and Promos: there?s no doubt everyone love giveaways and contests. If one of your goals is to let your fan base feel relevant and acknowledged, think of initiating contests, trivia or promos every now and then. This doesn?t only enhances customer participation but as well as enables you to keep your fan base and diminishes Unlikes?. Twitter?s ?retweets? and ?hashtags? with a contest twist, for example, is one excellent internet marketing strategy to earn huge number of organic inbound backlinks.

*Offer helpful Content on a Daily Basis: It is great to offer your articles, posts, company or product updates, yet your shared information need not necessarily exclusively come from you alone! Truth is, it?s going to be detrimental on your part to be excessively promoting yourself. When you encounter a great video or image that pertains to your very own work by internet related industry and audience, never hesitate to promote and share them! It naturally earns Social Media ?Likes?, ?Retweets?, ?Shares?, and ?+1?s?, and enables you to virally promote your own brand on huge number of social profiles.

Lastly, I?d like to point out that internet marketing is not an overnight millionaire thing. You?ll encounter work by internet ?trial and error? approaches, but never fear to try fresh and new legitimate approaches. If you don?t succeed, learn from your experience and make new attempts. When you exert sufficient effort, there?s no other path ahead of you but SUCCESS.

Penguin Proof-Free Traffic System

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Image Credit: http://www.elisabethhubert.com/wp-content/uploads/2012/05/2007-719-uncomfortable-penguin.jpg

Video Credit: http://youtu.be/SJiVS6T53Sg

Source: http://www.earndollarathome.com/3-most-important-google-penguin-online-marketers-internet-marketing-strategy-realizations-think-of-the-user/?utm_source=rss&utm_medium=rss&utm_campaign=3-most-important-google-penguin-online-marketers-internet-marketing-strategy-realizations-think-of-the-user

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'Teen Mom' Jenelle slams mom-to-be Snooki

Ben Hider / Getty Images file

There's no peace yet in the latest reality TV feud, which pits one "Teen Mom" against "Jersey Shore's" Snooki.

By Bruna Nessif, E! Online

Aren't fellow MTV reality stars (and moms) supposed to get along? It looks like "Teen Mom 2's" Jenelle Evans isn't the biggest fan of "Jersey Shore's" Snooki -- at least, that's the vibe people got on Twitter.

"omg, no offense... but yu call ME a bad mother... but look what @snooki said about her baby... thats straight (expletive) UP," Evans tweeted.

'Jersey Shore' gets an air date and Snooki's spin-off gets renewed!

Jenelle linked her tweet to a Reddit photo of Snooki saying, "There is no way I'm changing any diapers when my baby is born. That is disgusting. That's what maids are for and babysitters. I don't have time for that. I'll have them do that stuff. I'll be there for the good parts, like dressing my son up and making sure he got style. You don't have to cook or clean or change diapers to be a good mother. My son will have everything he wants. He's going to be a little star like his mommy."

Gymnastics' Fierce 5 look impressive ? but not impressed ? for Letterman

Doesn't sound like Snooki? That's because it's not clear that she ever said it (all the fans going haywire on Reddit's comments sure think she didn't). We've reached out to Snooki's people to confirm whether or not the quote is real.

Meanwhile, Evans tweeted again and said, "hahahahaha what did @snooki say back to me? she blocked me from twitter... figures. cant take criticism like i can."

Check out these baby bumps!

But Snooks did offer a tweet in response to the photo, by saying, "FYI, I can't wait to change my kids (expletive) diapers &I don't even believe in maids. Just sayin."

Do you think Jenelle's anti-Snooki rant was right? Or do you think the "Teen Mom" star should she focus on her own problems? Share your thoughts on our Facebook page.

Related content:

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Source: http://theclicker.today.msnbc.msn.com/_news/2012/08/15/13294130-reality-tv-feud-teen-mom-jenelle-slams-jersey-shores-snooki?lite

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Self Improvement And Accomplishment Come Together

How do you understand if a person is willing to attain self improvement? This is a question with no definite solution. It will virtually all depend on the individual.

Loads of men and women have goals, dreams or ambitions yet really don?t learn tips on how to go about achieving them. They may have thought about what would make up self improvement and their ideal life, nevertheless have no idea the right way to even begin to implement the plans and take the actions required to make them a reality. If this is you, then visit www.buildingabetterworld.info to discover how to begin improving yourself.

A couple of men and women have a vague idea on the way you can go about self improvement. These are the ones that believe that if only they had a far better job, or had been given significantly better opportunities, or met the love of their life, or whatever else, everything could be fine and they could be happy.

They think their happiness or lack of happiness is set by external factors and their thoughts and actions are of little consequence.

Some believe that if only they had way more money they might have anything they want and be on their way to self improvement.

They may have spent little time thinking about what they actually want from life, and tend not to definitely believe there is anything they will accomplish to build their fuzzy version of utopia anyway, apart from buying much more lottery tickets. Don?t fall into this trap. Visit www.currenthappenings.info to learn steps to start improving yourself.

Other men and women do not even understand what they actually want from their lives and might have little idea what might really make them completely happy. They seem to merely drift from day to day, week to week, month to month, and year to year, and accomplish little more than merely getting by.

They may have seemingly secure jobs and be earning enough to live relatively comfy lives. They seem happy enough and have no brilliant ambition to accomplish anything more from their lives compared to what they currently have.

Is self improvement necessary? You?d better believe it! Take a look at www.moderninnovation.info to learn how to start improving yourself.
The truth is that throughout our everyday life we are all are constantly growing and developing. Circumstances make us grow and develop, even if we do not make the conscious choice to do so.

Up to a certain age, we learn through formal education and we continue to learn through our experiences for the remainder of our lives. We need to understand and grow to handle everything that life throws at us. We all need to go through self improvement.

Modern life moves at a drastically faster pace than at anytime in history. For anyone living in modern day society there are a great deal more opportunities to do anything that you want to achieve with your life than ever.

Yet there is additionally a lot more competition than in the past, and ever changing technologies suggests that there really are few, if any jobs for life anymore. It really is now standard not only to change jobs regularly throughout our working lives, but even to totally adjust careers and industries.

Due to the fact that work is so competitive, men and women who are ambitious and hungry for success know they have to have advanced skills and knowledge to always keep ahead of the pack. To accomplish this, personal development is required.

These are the consumers that will be most likely to keep their jobs, or progress within their chosen field of operation, or that will be easily employable in various businesses or industries.

A commitment to self improvement and personal growth can be the determining aspect in just how a person?s long term future will turn out.

Source: http://www.janetkapuya.com/self-improvement-and-accomplishment-come-together/

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Kristen duke photography GIANT group giveaway {$1200 value}

The end of summer is drawing to a close, and what better way to go out with a BANG than to have a massive giveaway? I banded together with some of my favorite handmade shops and bloggers to offer this giveaway worth nearly $1200!! The most exciting part? We?ll have 50 winners total! Do you want to see what is up for grabs?!?

1. Orange Blossom 11?14 Frame 2. $100 gift card to Vintage Rose Wraps 3. $75 gift card to Lisa Leonard Designs 4.Bake it Pretty best ever icing kit & decorative liners 5. 2 ($50) gift cards to Hoop-La Earrings & Accessories
6. Love Stitched Statement Necklace 7. Photography books & Mentoring from Kristen Duke 8. Silhouette Rhinestone Starter Kit from The Crafting Chicks 9. Mini Harmonica Necklace from Kid Chatteroo Apps 10. $100 Gift card to Landee See, Landee Do vinyl shop

11. Riley Blake Designs Fat Quarter fabric bundle 12. (3) 11?14 prints from ReStyle Design Prints 13. Camera strap cover & list taker from Knitty Bitties 14. Owl Necklace & craft paints from The Crafting Chicks 15. (10) hair tutorial e-books from My Yellow Sandbox
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Now let me introduce these friends to you. I highly recommend you go check on each of these links, and sign up to enjoy their RSS feed if they have a blog. I?m sure you?ll love them just as much as I do.
Here are the blogs/sites/shops behind the giveaway. In alphabetical order:
Bake it pretty~Sweet Supplies for inspired bakers
Capturing Joy with Kristen Duke~Lifestyle blogger and photographer capturing joy in food, family, home projects. Skype photography mentoring sessions, and her books teach photography to beginners.
Hoop-La Earrings~Intricate, lightweight, and colorful vintage style earrings and accessories to jazz up any ensemble. Etsy shop.
Kid Chatteroo Apps~Days away from release!!! A fun app that allows you to Create and capture the moments that make life sweet. Create conversation with your kids and capture the memories at the same time!
Knitty Bitties~Handmade fabric designs in an array of patterns. She is a girl doing her best to live with joy {and a lot of iced tea} in the everyday. Sewing her heart out and running to eat more dessert. Etsy shop.
Landee See, Landee Do~Your source for all the latest trendy vinyl designs, signs and home d?cor. We are always looking for new and creative ways to use vinyl (such as our quatrefoil backsplash!). We also do custom designs as well, shop here.
Lisa Leonard Designs~creates handmade jewelry and gifts out of ourher San Luis Obispo workshop. Blog.
Love Stitched~A list making, country music listening, vintage knob collecting, cereal mixing, craft store addict, Friday night jammies and a movie watching craftaholic and organizing fanatic who lets out her creative side with my etsy shop, here for accessories and accents for the home or around town.
My Yellow Sandbox~Fun and easy hair tutorials from Abby, you?ll also find a few beauty tips, crafts, and stories about life as a mother of two.
Orange Blossom Shop~Chunky, fun and adorable frames made from wood and hand painted to perfection.
Restyle~Retro posters, art prints inspired by Scandinavian design for kids, kitchen, and other home decor. Etsy shop.
Riley Blake Designs~Innovative fabric manufacturer with vintage sensibilities and modern attitude. Full of color, vibrant but with restraint, resulting in versatile prints for quilting, clothing, or home d?cor. Shop.
The Crafting Chicks~5 clever & creative gals who love sharing crafts, recipes, and other fun tips and ideas to help inspire you to ?CREATE your life.? They are a blog dedicated to everything DIY, crafts, home decor, and the family.
Vintage Rose Wraps~Elegant, vintage, whimsical, & fun head wraps & belts to add flare to any ensemble. shop.

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The way this giveaway works, is you simply LIKE our facebook pages, using Rafflecopter below. Make sure you are signed into Facebook first, and it will be a cinch! This giveaway runs one full week, and ends next Wednesday, August 22nd at midnight. You will get up to 14 entries for 50 different prizes, ready?go! Scroll down past the prizes to enter.
a Rafflecopter giveaway

Source: http://www.lovestitched.com/love-stitched/kristen-duke-photography-giant-group-giveaway-1200-value/

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$500,000 for NJ kids forced to eat on gym floor

By NBC News staff and wire reports

Seven students forced to eat lunch on their New Jersey school's gymnasium floor for two weeks as punishment won a $500,000 legal settlement, their attorney said Tuesday.

The 2008 incident involved fifth-grade students at Charles Sumner Elementary School in Camden, N.J., who were disciplined after one child spilled water as he tried to lift a jug onto a cooler, according to lawyer Alan Schorr.

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The students filed a federal lawsuit against the Camden Board of Education, which agreed to the settlement, Schorr said.

Discord
He said the incident took place against a backdrop of discord between the black and Hispanic populations in the impoverished southern New Jersey city. The children were Hispanic.

Schorr said the vice principal, who was African-American, punished all 15 students in a bilingual class by making them eat off paper liners normally used on lunch trays. (While there were 15 students in the class, only seven sued.)

"The African-American kids were eating at tables, with trays, taunting these Hispanic kids who were forced to eat on the ground," Schorr said.

The vice principal has since transferred.

CourierPostOnline.com reported that the board of education had approved the settlement but not admitted any guilt.

It added:

"Under the settlement, the students will split $280,000, which works out to $31,428 each. Their attorney, Alan H. Schorr of Cherry Hill, will get $220,000."

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The children's teacher was fired after encouraging them to tell their parents about the punishment. The teacher won a $75,000 settlement earlier.

Neither school officials nor their lawyers could be reached for comment.

Reuters contributed to this report.

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More content from NBCNews.com:

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Source: http://usnews.nbcnews.com/_news/2012/08/15/13291145-new-jersey-kids-win-500000-settlement-after-being-forced-to-eat-on-schools-gym-floor?lite

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10 Home Improvements Sure to Get Your Money Back

Aug 13th 2012

Posted By: Jessica Villaluna @ 6:10pm In: ? Blog Articles
Tags: basking ridge real estate, basking ridge realtor, home improvements

SOURCE

If you're planning to sell your house any time soon, home improvements that build property value should be on your to-do list. It's a buyer's market, and between tighter purse strings and plenty of properties to choose from, shoppers want homes that are move-in ready and free of the need for home improvement projects that will add to their own bottom lines.

"There's enough inventory out there right now that buyers can find what they like without having to compromise," says Harrison Tulloss, a ZipRealty agent based in Raleigh, N.C. "They don't have the money or inclination to put in a down payment, get a loan and then turn around and spend more cash to do exactly what they want to improve a property."

Planning home improvements that pay you back at the time of sale requires a strategic vision as well as design, finish and product selections that welcome the widest possible range of buyer tastes. Drawing on tips from real estate pros, along with Remodeling magazine's annual Cost vs. Value Report, here are 10 home improvements that pay you back when you sell.

1. Front entry doors: Curb appeal is the first step in a successful home sale, and installing a beautiful, high-quality entry door is a simple home improvement that delivers impact both in buyer drive-bys and online listings. A new entry door will also help lower home energy costs and stand up to weather extremes.

1. Attic bedroom: Converting an attic into useful living space is a smart way to add value and attract those shopping for multigenerational family homes. "Parents are moving in with their kids and vice versa, or people are combining their incomes to live in a bigger house," says Renee Mayhall, RealEstate.com managing broker for the Carolinas. "So we see buyers focusing on properties with a higher number of bedrooms and baths to accommodate that."

1. Decks: Building a deck is one of the least-expensive ways to extend your living space. Composite decking is a great low-maintenance option, and even building a deck from pressure-treated wood can bring a return on investment of up to 80 percent at the time of sale. (Also see Best Landscape Design Options.)

1. Siding: A tight, tidy home contributes to curb appeal and takes major home improvement worries off a potential buyer's list. Spruce up your home's exterior by repairing or replacing siding for an eye-catching, protective finish. And for way less than the cost of siding replacement, consider adding easy-to-install decorative trim elements made of high-density polyurethane foam to spruce up an otherwise dull exterior. (Also see Siding for Your Home: Which Should You Choose?)

1. Kitchen: The kitchen is a major selling point for a home, and its appearance and layout can often be a deal-breaker. Improving your kitchen doesn't have to be a huge investment, however: just replacing countertops, key appliances or cabinet hardware can transform a kitchen's look and impact. (Also see Minor Kitchen Renovations Help Sell Your Home.)

1. Windows: Installing replacement windows is a pre-sale home improvement that pays for everyone, with the seller earning valuable energy tax credits and the buyer enjoying lower home energy bills. Says Tulloss: "Especially in older homes, buyers always seem to appreciate when new, better windows have been put in. People like the energy efficiency aspect now more than ever."

1. Basement: Make the most of this bonus space by finishing it for use as an apartment, office or entertainment zone ? more great ways to appeal to multi-generational households.

1. Bathroom: Along with kitchens, bathrooms tend to age easily, so neutralize potential design objections by replacing the vanity, installing efficient fixtures and choosing hardware that facilitates easy access for all. (Also see Increase Home Value With Bathroom Renovations.)

1. Backup power generator: With the aging electrical grid becoming less reliable, access to backup power is essential for a home. Gone are the days of bulky, smelly, portable gas-powered generators: You can now have a neat, compact standby generator installed right next to your outdoor AC unit that can repower most of your home within seconds of losing electricity from the utility.

1. Additions: If done wisely and in a way that won't price your home out of the local market, additions are valuable home improvements. Add a second story, expand into a master suite, enlarge the garage or create an extra bathroom for a busy household.

A final thought comes from Atlanta agent Katrina Walker of RealEstate.com. "Of course your home is your castle, and you want to be pleased with the way your home looks while you're in it," she says. "But you don't want to put in things that are extremely personal. For instance, choose colors that are neutral. I'm not saying that everything has to be beige and bland, but you don't want to pick colors that the average person isn't going to like."

If I can help you with any additional information regarding this article, or with any of your home buying or selling needs or if you know someone who would like some assistance, please feel free to visit my website to learn more about me www.AdrienneFrancis.com or text or call me at (201) 259-4449 .

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Business Continuity and Risk Management: Essentials of ...

Business Continuity and Risk Management: Essentials of Organizational Resilience

By Kurt Engemann & Douglas Henderson

I recently had the pleasure of reviewing a textbook which is a state-of-the-art summation of the current global body of knowledge for Business Continuity Management (BCM), including current international standards and best practices. The book is designed to be used as part of a college-level course or as a desk reference guide, or resource for your in-house team.

The book is written in a traditional modular design which allows the reader to explore each chapter as a stand-alone unit, and then follow the after-chapter Q&A and case study questions. The first ten chapters cover the fundamental principles and practices of business continuity, and give the reader a good command of the terminology and definitions. (A constant source of debate in our profession.) The authors blend the how?s and the why?s along with the industry standards and recommended best practices to offer a solid functional background to the reader.

Three chapters delve into greater detail on Information Technology / Disaster Recovery and Emergency Management. Many in-house programs choose to segment these functional areas into totally separate business units and departments within the organization. Therefore this book allows the reader to understand the inter-relationships between business continuity ? risk management ? emergency management ? disaster recovery, but then follow the standards and corporate culture which are in-place within their own organization. Since this book was written in 2011, the reader will find an excellent chapter on the importance of crisis communications including the role of social media in their communications plans.

The final four chapters detail the role of enterprise risk management for those readers who wish a stronger foundation in statistical modeling, and how to conduct and score a risk assessment (also known as a Hazards & Vulnerabilities Assessment).

The authors present case studies for two different organizations (an investment services firm and a widget manufacturing company), and then integrates those case studies throughout the text to demonstrate how the material would be used in a real world setting. The end-of-chapter questions ask the user to put themselves into the role of a contingency planner for one of the two organizations, and then apply what was learned in the previous section. That?s a nice touch which gives the reader the preferred blend of academic knowledge and functional experience.

Both The Business Continuity Institute (BCI) and the Institute of Risk Management (IRM) have endorsed the book, and it makes a terrific study guide for their certification programs.

A great book for educators, students, and practitioners. The material is fresh, topical, and presented in an easy-to-read and understand format. Add this one to your personal library!

Source: http://businessresiliency.wordpress.com/2012/08/13/business-continuity-and-risk-management-essentials-of-organizational-resilience/

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Tunisia's new constitution 'not ready' before April 2013

Tunisia's new constitution will not be adopted by parliament until April 2013, six months later than planned, Habib Khedher, who heads the committee in charge of drafting the constitution, said on Monday.

"The final draft of the constitution could be put to the vote (in the National Constituent Assembly) at the end of April," said the lawyer, who belongs to the ruling Islamist party Ennahda and is an elected member of the interim parliament.

"I think that is a realistic target," Kheder told AFP.

The government had until now insisted that it would meet the deadline of October 23 for ratifying the new constitution, in order to hold planned general elections in March 2013.

The delay risks aggravating the political uncertainties facing Tunisia, which has been rocked by social unrest in recent months linked to poor living conditions and fears that a rising Islamist tide threatens personal freedoms.

The new timetable will be discussed at a meeting of the NCA on September 3, ahead of the next parliamentary session, Kheder said.

Tunisia's main parties were given one year to draft a new constitution, after elections that brought Ennahda to power at the head of a coalition also grouping centre-left parties the Congress for the Republic and Ettakatol.

It will replace the provisional laws that have governed Tunisia since the revolution that overthrew veteran strongman Zine El Abidine Ben Ali in January 2011, and allow fresh elections to take place.

But the project has been heavily delayed due to an apparent deadlock over certain key issues, with the Islamists seeking a pure parliamentary system and the other parties wanting important powers to remain in the hands of the president.

The first version was due to have been presented at the end of last month, but was never completed, and a final draft should have been ready by October, Kheder explained.

There are six committees responsible for the six different chapters of the constitution, with each article to be submitted individually for approval by MPs, who can make further amendments.

Only then can the text be adopted by parliament, where it requires a two-thirds majority.

In the absence of compromise, the draft constitution will be put to a referendum.

Source: http://news.yahoo.com/tunisias-constitution-not-ready-april-2013-170631079.html

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WikiLeaks site attack continues into 10th day

55 min.

Suzanne Choney

Controversial document-sharing?website WikiLeaks remained down Monday, as a massive?Distributed Denial of Service (DDoS) attack continued. ?An individual or group identifying itself as "Anti?Leaks" takes?credit for the outage, which has also knocked out many?WikiLeaks mirror sites.

Hacker group Anonymous, behind many of the DDoS attacks on government websites in the past, including the CIA, and which posted the hacked?emails of law enforcement officials, said on one of its blogs:

We are now witnessing cyber wars, with most Wikileaks sites under sustained DDoS attack over several days. On one side are Wikileaks itself and it?s hactivist?(sic)?supporters, such as Anonymous. On the other side are US Govt supporters.

Anonymous, a strong supporter of WikiLeaks,?provided "two ways" to access WikiLeaks information, one using Tor, an anonymous network;?the other using a variety of mirror sites that have been set up but not yet attacked by AntiLeaks.

Among the sites is one called "Global Files," which features files?some?security experts speculate is the main reason behind the current?WikiLeaks attacks.??

The files are documents from intelligence firm Stratfor,?which deal with a secret surveillance system in the U.S.?called TrapWire. As?Carole Theriault of Sophos Security wrote Monday, the WikiLeaks attacks happened after the group published "the latest of its Global Intelligence Files (GIF), discussing the implementation of TrapWire in public spaces in the US."

Meanwhile, AntiLeaks said Monday in a posting?that Internet chatter that the group is U.S.-government backed?is not true:

"We find the speculation that we are not behind these attacks and/or that we are CIA/NSA/FBI or even wikileaks themselves to be downright comical."

Check out Technolog, Gadgetbox, Digital Life and In-Game on?Facebook,?and on?Twitter, follow Suzanne Choney.

Source: http://www.technolog.msnbc.msn.com/technology/technolog/wikileaks-site-attack-continues-10th-day-939383

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